Visa expert: bank AI projects rarely fail because of the model
Balázs Kertay of Visa Consulting & Analytics reviewed four failed and four successful cases to show where a bank's AI project goes wrong even when the model works well. A summary of the talk was published on 5 November 2026.
Who is affected and how
- banking professional
- Factors outside the model, such as embedding in processes and the organisation, decide whether an AI project succeeds.
- chief financial officer
- Investment decisions should weigh the conditions for rollout as well as the model itself.
Sources
- Four billion dollars, 45 job roles and a twin's voice: big AI projects rarely fail because of the modelfintechzone.hu · Nov 5, 2026 · magyar
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