AI exclusions spread in insurance; Harbor raises $10 million to cover the gap

Oct 19, 2026 · Issue 12 · 4 sources, 4 articles

Harbor has raised $10 million to insure the uncovered risks created by spreading AI exclusions. Industry figures say the question of AI liability must be settled.

Who is affected and how

insurer

Excluding AI risk or making it a standalone product is a strategic decision in policy terms.

chief financial officer

Companies should check whether their business insurance excludes losses arising from AI errors.

Narrative: Insurers cannot price AI risk either

Sources

• AI exclusions are spreading. Harbor just raised $10 million to insure the gapinsurance business · Oct 19, 2026
• AI exclusions are spreading. Harbor just raised $10 million to insure the gap | Insurance Businessinsurancebusinessmag.com · Oct 19, 2026
• Industry Has to ‘Put Arms Around’ AI Liability - All Covered Insuranceallcoveredinsurance.com · Oct 22, 2026
• Chubb CEO Greenberg: Industry Has to ‘Put Arms Around’ AI Liabilityinsurancejournal.com · Oct 22, 2026

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