India prepares AI-agent registry and Unified Agent Protocol for UPI
At Global Fintech Fest, NPCI presented the Unified Agent Protocol (UAP), which would govern the registration, identification and authorisation of AI agents in UPI payments. According to a Reuters report of 10 September, India is also planning an AI registry as it prepares to roll out agentic payments.
Who is affected and how
- fintech company
- UPI agents will only be able to operate in a registered, verified way, which developers need to factor in now.
- banking professional
- Banks will need to verify agent authentication and handle authorised transactions.
Sources
- India plans AI registry as it looks to roll out agentic payments, sources say - Reutersreuters.com · Sep 10, 2026
- India plans AI-agent registry for UPI paymentstnglobal · Sep 12, 2026
- NPCI's Unified Agent Protocol Puts AI Agents on UPI's Agenda at Global Fintech Fest | DeepTech Indiathedeeptech.in · Sep 7, 2026
- India's NPCI Is Building a Protocol to Let AI Agents Pay on UPIstartupfortune.com · Sep 8, 2026
- NPCI Unveils UPI Tap & Pay and AI-Powered My UPI at Global Fintech Fest | Current Affairsdailyconnects.in · Sep 10, 2026
- AI Agents UPI Payments : AI agents may soon be able to make UPI payments for users: How it may work, what will be allowed and what not | - The Times of Indiatimesofindia.indiatimes.com · Sep 9, 2026
- AI Agents May Soon Make UPI Payments Without Manual Checksanalyticsinsight.net · Sep 9, 2026
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