MNB recommendation and credit scoring: high-risk AI systems at Hungarian banks

Sep 1, 2026 · Issue 5 · 1 source, 1 article

The Hungarian central bank's (MNB) Recommendation 13/2025 (XII. 3.) replaced Recommendation 4/2021 on the digital transformation of credit institutions and also covers AI. According to an analysis published on 1 September 2026, this places Hungarian banks' credit-scoring AI systems in the high-risk category.

Who is affected and how

banking professional

The use of AI in credit-scoring models must be reviewed under the new MNB recommendation and the EU high-risk classification.

Narrative: Regulator demands evidence instead of new rules

Sources

• AI in credit assessment: high-risk systems at Hungarian banks - Fülöp Henrikfulophenrik.hu · Sep 1, 2026 · magyar

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