AI liability insurance: exclusions appear in D&O and E&O policies as carriers hesitate
The insurance market is struggling to cover risks arising from AI: AI exclusions are appearing in D&O and E&O policies, and generative AI liability insurance is an emerging product. One of the largest delegated underwriters is waiting for carriers to move.
Who is affected and how
- insurer
- Policies need to define precisely what counts as damage arising from AI.
- chief financial officer
- AI exclusions in existing D&O and E&O policies should be reviewed.
Sources
- AI exclusions in D&O and E&O coverage: What insurers and insureds need to knowdentons.com · Aug 27, 2026
- AI exclusions in D&O and E&O coverage: What insurers and insureds need to know - Dentons Commercial Litigation Blogcommerciallitigationblog.com · Aug 27, 2026
- What Is Generative AI Liability Insurance? A 2026 Guide for Businesses Using AImyinsurect.com · Aug 24, 2026
- Generative AI in Insurance Underwriting: 2026 Guide | Sapienssapiens.com · Aug 25, 2026
- AI liability cover: why one of the largest delegated underwriters is waiting on carriers to moveinsurancebusinessmag.com · Aug 27, 2026
- When AI becomes the risk, who will insure it?moonstone.co.za · Aug 24, 2026
- AI risk and the need for embedded governance - PropertyCasualty360propertycasualty360.com · Aug 28, 2026 · magyar
- Why Every Commercial-Lines Agency Needs AI Risk Fluency - Insurance Journalinsurancejournal.com · Aug 28, 2026 · magyar
Machine-generated summary based on the titles and excerpts of the source articles. The source article is the authority for the facts. News monitoring, not investment, financial or tax advice.