PSD3 and PSR: paying via AI agents raises new authentication questions
A Hungarian-language overview of PSD3 and the PSR points out that the PSR requires at least one alternative authentication route, while an AI agent cannot provide a fingerprint. The article was published on 3 August 2026.
Who is affected and how
- fintech company
- Agentic payment flows must be designed around PSR-compatible strong customer authentication.
- banking professional
- For card and account payments, the handling of authority granted on behalf of an AI agent needs to be clarified.
Sources
- What are PSD3 and the PSR, and why do they matter for financial ...fintechzone.hu · Aug 3, 2026 · magyar
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